Debt Collection Agency make every effort to collect a debt with out the need to turn to the legal system for assistance.
However on occasions debtors for a number of reasons cannot or will not pay and more substantial debt collection methods need to be employed.
In the case of an individual after the serving of a Statutory Demand and the time allowed has elapsed (21 days) a bankruptcy petition is served.
In the case of a commercial enterprise after the 21 day period a Winding Up Petition is served on the non-paying debtor.
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